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Farmers urged to obtain KCC for bank loans



The 7,200-odd farmers from Goa who are enrolled under the Pradhan Mantri Kisan Samman Nidhi Scheme have been urged to avail of more benefits including loans at lower rates by obtaining the Kisan Credit Cards (KCC) at the earliest.

Additional collector I Surendra Naik along with assistant general manager of National Bank for Agriculture and Rural Development (NABARD) Sushil Naik, officials of the Agriculture department and State Bank of India have drawn plans to disburse more loans to farmers under the central scheme.

KCC is provided by various banks in Goa with the lead district manager of State Bank of India (SBI) being the appropriate authority.

“Based on the circular issued by the Ministry of Agriculture and Farmers Welfare (credit division) to the state government, which urged to start a saturation campaign for all PM-Kisan Scheme beneficiaries, the district collectors with the official concerned held a press conference to create awareness among the farmers about the importance of KCC and the benefits that can be availed,” stated the additional collector.

Sushil said that their priority would be to provide KCC to all the farmers covered under the PM-Kisan Nidhi Scheme so that they derive central benefits.

“There are in all 7,200-odd beneficiaries of PM-Kisan Nidhi Scheme of which 2,800 are from South Goa. However, the number of farmers possessing KCC is low. The lead bank will make all efforts to provide KCC to all farmers in Goa which will be monitored by the NABARD officials.  Effort will be made to pass on the KCC benefits to maximum number of farmers in Goa,” Sushil added. He said that as per reports, there are in all 33,000 farmers in Goa and around 50 per cent are in South district. 

However, all have not enrolled under the PM-Kisan Scheme nor do they possess KCC. “Our focus would be to encourage them to avail of KCC so that they can obtain loans for improving the farming activities at cheaper rate of interest,” he said.

While the Kisan card is required to avail of subsidies from the state agriculture department, KCC helps in availing of loans from banks. He said that in the last financial year around Rs 49 crore loans have been given to the South Goa farmers who possess KCC.

On the issue of farm land in dispute, he said that the state has a major problem of land dispute and so many farmers are deprived of benefits.

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