WhatsApp launches payments feature in India

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Sending money on WhatsApp is now possible with the app recently launching its payment feature in India. “The secure payments experience will make transferring money just as easy as sending a message. People can safely send money to their friends, family or acquaintances without having to exchange cash in person or going to a local bank,” said WhatsApp.

The payments feature is designed in partnership with the National Payments Corporation of India (NPCI) using the Unified Payment Interface (UPI), an India-first, real-time payment system that enables transactions with over 160 supported banks. 

To send money on WhatsApp it is necessary to have an Indian bank account and debit card. WhatsApp sends instructions to banks, also known as payment service providers, that initiate the transfer of money via UPI between sender and receiver bank accounts.

“Just like every feature on WhatsApp, payments is designed with a strong set of security and privacy principles, including entering a personal PIN for each payment. Payment is available now in ten Indian regional language versions of WhatsApp. All one needs is a debit card with a bank that supports UPI and you can set it up straight away. You can find it in the latest version of WhatsApp,” said the company.